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Short Sale Attorneys in Hartford

Protecting Your Connecticut Home from Foreclosure

Many people see homeownership as an either/or situation: either you make all your mortgage payments on time, or your home will be foreclosed. However, homeowners struggling to stay afloat have several options at their disposal that may allow them to avoid foreclosure entirely. One of these options is a short sale, in which you sell your home to a third party for less than what you owe on your mortgage.

Short sales can be preferable to foreclosure, but they come with certain risks and challenges. At Boatman Law, we can help you minimize these risks and maximize the benefits of the foreclosure defense strategy you choose. With decades of experience, our team has the skills and knowledge needed to guide you through this crisis with ease.

Give us a call at (860) 200-2260 or reach out to us online today. We can begin your case with a free initial consultation. Services in English and Spanish are available.

What Is A Short Sale In CT?

A short sale is when a mortgage lender agrees to accept a mortgage payoff by way of you selling your home for less than what you owe and forgiving the rest of the debt. A foreclosure is when the lender repossess a home, this often happens against the homeowners will.

Short Sale vs. Foreclosure

When people choose a short sale over foreclosure, they typically do so because they won’t need to wait very long before buying another home after the short sale. Both options will negatively impact your credit, but foreclosure will remain on your report for seven years. Additionally, short sales are voluntary, which gives you slightly more control over the process.

Another key difference between a foreclosure and a short sale is the timeline. Foreclosures tend to be relatively quick, while short sales can take much longer. You might consider a short sale if you want as much time as possible to develop a legal and financial plan.

Short Sales Process In CT

Your lender must first approve a short sale transaction. Additionally, they may decide that you still owe them the deficiency balance, which is the difference between what you owed the lender and how much they received through the short sale. Some states have laws against deficiency judgments, but Connecticut does not.

Develop Your Strategy with Our Team

The sooner you begin working on a plan, the better prepared you will be for whatever the future may have in store. When you bring your case to Boatman Law, we will work on your case with an unfailing sense of urgency and attention to detail. That said, we will also take the time to help you relax and perhaps even enjoy the opportunity to learn about your rights and options. We understand that you are likely under a great deal of stress, which is why we invest wholeheartedly in our attorney-client relationships.

Learn more about short sales and other foreclosure defense options by calling (860) 200-2260 or contacting us online today. We look forward to putting our decades of experience to work for your future.

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What You Can Expect With Us
  • Wide Range of Legal Services Available
  • Over 30 Years Established as a Firm
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  • Spanish Services Available