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Loan Modification Attorneys in Hartford County

When you took out your mortgage (or another substantial loan), you likely did so because you believed the payments would not be an issue. The financial decision was right for you at the time.

Now, circumstances have changed. Maybe you experienced a medical emergency, an unexpected layoff, a divorce, or another event outside your control that affected your ability to make these loan payments. Fortunately, you have several options at your disposal, one of which is a loan modification.

At Boatman Law, we help homeowners and other borrowers negotiate for more favorable terms on their loans. If you aren’t sure how you’re going to meet your current obligations, or you’ve already missed payments, get in touch with us right away. We are here to advocate for your interests and use our extensive knowledge to secure a favorable resolution possible.


Call (860) 200-2260 or fill out our online contact form to schedule your confidential, complimentary consultation with our loan modification lawyers. We offer services in English and Spanish.


Your Home Retention Options

It is much better for all parties involved if there is a creative resolution to allow you to keep your home but you need to have sufficient income to do so. Lenders are generally bound by investor or other restrictions which impact the modification relief available to their borrowers. We can help you navigate the process to obtain a loan modification, within or outside of the Court’s mediation program. Depending on your circumstances, we may be able to help you obtain a lower interest rate and/or an extension of the life of the loan, which could lower your monthly payment amount. If your difficulties relate to a short-term problem, you might be eligible for mortgage assistance which could allow your loan to become current.

We have worked with debtors in all stages of financial crises. Whether you come to us with concerns about the distant future or in need of damage control and immediate relief, we are here to support you and fight for your wellbeing.

Loan Modification vs Forbearance

Loan modification actually changes (and, in some cases, reduces) your financial obligations. It is not the same as forbearance, which is a break in payments, granted by the lender. Forbearance is a solution to a temporary crisis, and borrowers will still be responsible for the payments they missed during forbearance. Loan modification, on the other hand, is more of a long-term solution to your inability to meet current payment obligations.

Comprehensive, Creative Solutions

Why work with Boatman Law instead of a debt settlement company? Debt settlement companies tend to make promises they can’t keep—such as settling your debt for pennies on the dollar. As they work toward this often unachievable goal, they will take the money you would have sent to your lender, which causes you to go into default and puts you at risk of serious consequences.

When you bring your case to our firm, on the other hand, you will benefit from comprehensive counsel backed by decades of experience. We handle cases in a wide variety of practice areas, which allows us to consider the range of legal consequences of each strategy we employ. While our central focus is achieving favorable results, we work tirelessly to find the perfect way to accomplish that goal.

Call (860) 200-2260 or send us an online message today. We can schedule same-day services and appointments outside regular business hours.

  • Massachusetts State Bar
  • U.S. District Court of Connecticut
  • U.S. District Court of Massachusetts
  • Super Lawyers Rising Star
  • Connecticut Bar Association
  • AV Preeminent

Our Clients Come First

Testimonials
  • “I had a bit of anxiety going into the bankruptcy process, but they were very kind and patient each time that we met with them. They explained the process in “layperson” terms so we could understand what was going on.”

    - Kate H.
  • “His knowledge of the law is expansive and impressive, his legal advice is always spot-on and his courtroom presentations, arguments, and maneuvering have saved the day more than once.”

    - Ed L.
  • “With his attention to every detail, Pat always sustains vigilant oversight of the numerous competing priorities, timelines, and requirements related to the process and maintains focus on my and my company's best interests.”

    - Earle L.

Our Commitment to Fight for Your Cause

What You Can Expect With Us
  • Wide Range of Legal Services Available
  • Over 30 Years Established as a Firm
  • Free Initial Consultations
  • Spanish Services Available